SUBMIT FINANCING REQUEST
The OKOA office in Park City, with the OKOA sign on the reception wall and offices behind glassDowntown Salt Lake City against the snow-covered Wasatch RangeA modern stone and cedar house lit from within at dusk, deep snow across the groundAn aerial view of a large distribution building, its loading docks lined with trailers, parking beyond it and autumn woodland all around

Flexible capital. Fixed principles.

Private credit · Private equity

SUBMIT FINANCING REQUEST

© Invictus323

$750M+Deployed in five years

Capital placed across real estate, operating businesses and special situations.

$1–20MPer transaction

Closed transactions have ranged from $250K to $60M.

24 hoursTime to close

Depending on the situation we can close in 24 hours. The standard time is one to two weeks.

01 — What we do

Creative funding that finds a way

OKOA drills down to deal essentials, structures unique solutions, and closes promptly. We embrace challenging situations traditional lenders avoid including the following:

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Short timeframes
01

Short timeframes

Transparent communication re interest level, compressed due diligence timeline, rapid deal structuring and papering, ability to fund quickly

Liquidity issues
02

Liquidity issues

Short-term cashflow issues, illiquid assets, refinancing, personal assets, restricted equity, long-term contracts, short-term uncertainty

Volatility & change
03

Volatility & change

High growth, business or market disruption, ownership transitions, acquisitions, strategic repositionings, org change, restructurings

We've been active in 26 states

Transactions closed in 26 states, the District of Columbia and Puerto Rico. Ready to lend today in 47 states and DC.

AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY PR Alaska
  • Where we have invested — 26 states, DC and Puerto Rico
  • Ready to lend today — 47 states and DC
  • Not lending here yet — 3 states

02 — Areas of focus

Capital across the stack

With an emphasis on real estate-related credit opportunities, OKOA has flexibility to structure and fund at various points of the capital stack (incl. equity) across multiple industries, situations and locations.

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Real Estate — representative asset

01

Real Estate

Bridge loans, preferred equity and note purchases for home builders, developers and real estate professionals.

Lending Parameters
Size$1-20 millionRatePrime + 3–7%Origination1–3 pointsLTVup to 75%LTCup to 90%
Structures
Bridge Loans, Mezzanine and Junior Debt, Preferred Equity, Note Purchases
Use of Funds
Condotel, Fix & Flip, Leaseholds, Development and Construction, Purchase and Refi, Sale and Leaseback, Liquidity, DSCR

Loan programs

  1. 01Commercial Bridgeretail, mixed-use, multifamily, office, industrial
  2. 02Fix & Flippurchase and rehab, ARV-based
  3. 03Horizontal Constructionland acquisition, site work, utilities and roads
  4. 04Vertical Constructionresidential, multifamily and commercial ground-up
  5. 05Line of Creditrevolving facility, drawn and repaid as needed
  6. 06Mezzanine Debtjunior financing behind a senior lender, second lien or equity pledge
  7. 07Preferred Equitygap capital, flexible structure
  8. 08Note Purchaseperforming and sub-performing notes
Small to Medium Enterprise — representative asset

02

Small to Medium Enterprise

Flexible credit for growing companies — from working capital to acquisitions.

Transaction size
$1-10 million
Structures
Bridge Loans, Leases, Revenue-Based Investments, Growth Equity
Use of funds
M&A, growth, people & operations, PP&E, working capital
Private Equity — representative asset

03

Private Equity

Equity capital for owners and operators building durable businesses.

Transaction size
$1-10 million
Structures
Growth equity, preferred equity, buyouts, recapitalizations
Use of funds
Founder liquidity, ownership transitions, growth capital, acquisitions, business continuity, unique assets

03 — Selected investments

Portfolio highlights

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Multi-state

Lux II

Eleven luxury residences and land parcels across Hawaii, Puerto Rico, Utah and Florida backed this $57 million bridge loan. A single facility took first position on every property.

Park City, UT

Waldorf Astoria

A 160-room ski-in, ski-out condominium hotel anchored this $30 million loan, together with its common areas and five adjacent acres entitled for a further 110 branded units.

Coalville, UT

Wohali

In the Wasatch Back, a golf and residential community needed its first phase bonded and built. OKOA's $14 million development loan covered the Phase 1 developments and the site improvements that followed.

200 Central Park South — Representative image — not the property OKOA financed.
New York, NY

200 Central Park South

OKOA's fix-and-flip loan funded the purchase and renovation of a residence on the 11th floor of a 35-story co-op. Most condo lenders stop at the fifth floor.

Las Vegas, NV

The English Hotel

A new Marriott Tribute Portfolio boutique hotel needed its build carried to the finish. OKOA's $14 million in construction financing took the project the whole way through to opening.

Heber City, UT

Red Ledges

OKOA structured a $2.27 million construction loan for a custom home inside a private golf community. The build was funded by draws through construction completion, and the loan paid off in full.

04 — Our partners

Relationships that compound

We partner with the brightest founders & operators, real estate developers, and co-investors to fuel strategy with creative capital.

“OKOA sees opportunity, understands risks, and works jointly towards value expansion. They provided creative solutions to our complex financial situation enabling us to grow and thrive as a business.”
Matt Mehr · Hawx Services

05 — About

The team

We're a group of seasoned investors, operators, strategists, and founders that enjoy the creativity and process of building companies.

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Jason Meyer

Co-founder

Ty Corbridge

Co-founder

David Edwards

CFO

Brad Heitmann

Principal

Josh Klein

Senior underwriter

Zach Hoffman

Senior associate

Ben Worsley

Associate

Ziaul Karim

Associate

06 — Questions

Frequently asked questions

What types of investments does OKOA Capital make?

We make credit, equity and other specialty finance investments utilizing a variety of structures including, but not limited to: Asset-based loans collateralized by real estate or other assets ($1-20 million); Corporate loans to Small-To-Medium Enterprises based on cash flow and debt coverage ($1-10 million); Revenue-based investments structured as a form of debt but with a repayment schema based on a company's revenues ($500k-$7 million); Preferred equity investments ($1-5 million) in growing businesses

Which industries do you invest in?

Although we specialize in Real Estate and other asset-based investments, we are industry agnostic. Examples of the types of businesses we have invested in or founded ourselves include: E-commerce, Sales & Marketing, Consumer Products, Enterprise Software, Natural Resources, Alternative Energy, Telecom, Financial Services and many others.

Where do you invest?

We invest primarily in the western United States because of proximity, but we regularly assess opportunities throughout the United States and Canada. For select deals where risk can be managed and strong partners are involved, we can look beyond the United States and Canada.

What stage of business or projects do you invest in?

For real estate, we can invest from the moment land is entitled through horizontal and vertical development and on to the acquisition of commercial or residential properties. For other project-based deals, we can invest on a greenfield basis so long as permitting, construction costs and back-end contracts or other sources of cash flow are verifiable. For Small-To-Medium Enterprises (SME), we invest in cash flow positive businesses or other businesses with assets or securable revenue streams sufficient to mitigate risk. We are not venture investors, but we have an eye toward growth subject to our risk mitigation parameters.

What makes you different from other lenders or private equity groups?

Speed-To-Close: Depending on the situation we can close in 24 hours. The standard time is one to two weeks. Flexible & Creative: Because we are not subject to the constraints of a traditional fund (e.g. only being able to invest in specific industries, locations utilizing a narrow range of investment structures), we have the ability to customize the financing to the opportunity. We've Been There: Like you, we're entrepreneurs, operators and company founders. We know what it's like to build something from nothing. We hope some of this perspective will be of value to our clients.

07 — Contact

See where we can go together

Looking for new capital solutions for your business? Let's put our heads together.

Send us a note

1441 West Ute Blvd, Suite 130, Park City, UT 84098