
Short timeframes
Transparent communication re interest level, compressed due diligence timeline, rapid deal structuring and papering, ability to fund quickly




Private credit · Private equity
SUBMIT FINANCING REQUESTCapital placed across real estate, operating businesses and special situations.
Closed transactions have ranged from $250K to $60M.
Depending on the situation we can close in 24 hours. The standard time is one to two weeks.
01 — What we do
OKOA drills down to deal essentials, structures unique solutions, and closes promptly. We embrace challenging situations traditional lenders avoid including the following:

Transparent communication re interest level, compressed due diligence timeline, rapid deal structuring and papering, ability to fund quickly

Short-term cashflow issues, illiquid assets, refinancing, personal assets, restricted equity, long-term contracts, short-term uncertainty

High growth, business or market disruption, ownership transitions, acquisitions, strategic repositionings, org change, restructurings
Transactions closed in 26 states, the District of Columbia and Puerto Rico. Ready to lend today in 47 states and DC.
02 — Areas of focus
With an emphasis on real estate-related credit opportunities, OKOA has flexibility to structure and fund at various points of the capital stack (incl. equity) across multiple industries, situations and locations.

01
Bridge loans, preferred equity and note purchases for home builders, developers and real estate professionals.
Loan programs

02
Flexible credit for growing companies — from working capital to acquisitions.

03
Equity capital for owners and operators building durable businesses.
© Hawaii LifeEleven luxury residences and land parcels across Hawaii, Puerto Rico, Utah and Florida backed this $57 million bridge loan. A single facility took first position on every property.
© Waldorf Astoria Park CityA 160-room ski-in, ski-out condominium hotel anchored this $30 million loan, together with its common areas and five adjacent acres entitled for a further 110 branded units.
© WohaliIn the Wasatch Back, a golf and residential community needed its first phase bonded and built. OKOA's $14 million development loan covered the Phase 1 developments and the site improvements that followed.

OKOA's fix-and-flip loan funded the purchase and renovation of a residence on the 11th floor of a 35-story co-op. Most condo lenders stop at the fifth floor.
© The ENGLiSH HotelA new Marriott Tribute Portfolio boutique hotel needed its build carried to the finish. OKOA's $14 million in construction financing took the project the whole way through to opening.
© Oxford Design HausOKOA structured a $2.27 million construction loan for a custom home inside a private golf community. The build was funded by draws through construction completion, and the loan paid off in full.
04 — Our partners
We partner with the brightest founders & operators, real estate developers, and co-investors to fuel strategy with creative capital.
“OKOA sees opportunity, understands risks, and works jointly towards value expansion. They provided creative solutions to our complex financial situation enabling us to grow and thrive as a business.”
05 — About
We're a group of seasoned investors, operators, strategists, and founders that enjoy the creativity and process of building companies.

Co-founder

Co-founder

CFO

Principal

Senior underwriter

Senior associate

Associate

Associate
06 — Questions
We make credit, equity and other specialty finance investments utilizing a variety of structures including, but not limited to: Asset-based loans collateralized by real estate or other assets ($1-20 million); Corporate loans to Small-To-Medium Enterprises based on cash flow and debt coverage ($1-10 million); Revenue-based investments structured as a form of debt but with a repayment schema based on a company's revenues ($500k-$7 million); Preferred equity investments ($1-5 million) in growing businesses
Although we specialize in Real Estate and other asset-based investments, we are industry agnostic. Examples of the types of businesses we have invested in or founded ourselves include: E-commerce, Sales & Marketing, Consumer Products, Enterprise Software, Natural Resources, Alternative Energy, Telecom, Financial Services and many others.
We invest primarily in the western United States because of proximity, but we regularly assess opportunities throughout the United States and Canada. For select deals where risk can be managed and strong partners are involved, we can look beyond the United States and Canada.
For real estate, we can invest from the moment land is entitled through horizontal and vertical development and on to the acquisition of commercial or residential properties. For other project-based deals, we can invest on a greenfield basis so long as permitting, construction costs and back-end contracts or other sources of cash flow are verifiable. For Small-To-Medium Enterprises (SME), we invest in cash flow positive businesses or other businesses with assets or securable revenue streams sufficient to mitigate risk. We are not venture investors, but we have an eye toward growth subject to our risk mitigation parameters.
Speed-To-Close: Depending on the situation we can close in 24 hours. The standard time is one to two weeks. Flexible & Creative: Because we are not subject to the constraints of a traditional fund (e.g. only being able to invest in specific industries, locations utilizing a narrow range of investment structures), we have the ability to customize the financing to the opportunity. We've Been There: Like you, we're entrepreneurs, operators and company founders. We know what it's like to build something from nothing. We hope some of this perspective will be of value to our clients.
07 — Contact
Looking for new capital solutions for your business? Let's put our heads together.
1441 West Ute Blvd, Suite 130, Park City, UT 84098